mortgage Tag

Has the Melbourne property market peaked? orange wealth
Has the Melbourne property market peaked?

Auction clearance rates in Melbourne have been on the wane for the best part of the year now. So much so, they hit a five-year low last weekend, dipping under 60 percent. If you own property, you’d be forgiven for thinking the market’s year-on-year growth would continue shooting up for the foreseeable future. It’s had an incredible run, that’s for sure. Right now, it’s certainly a buyer’s market...

saved an extra $10k this year orange wealth
How I saved an extra $10k this year without changing my lifestyle

Think savings and you typically equate squirrelling money away with having to curb your lifestyle, depending on what your savings goals are. This time last year, my wife Kim and I set ourselves a goal: to put away an extra $10K in savings over the course of a year without impacting on our day-to-day lives too much. Not an easy feat when you have two young...

Why you need an emergency fund orange wealth
Why you need an emergency fund

In life, rainy days are bound to happen. Unexpected bills, mechanical dramas with the car – you name it – they’re inevitable. Often, they can feel like a bit of a financial sucker punch.If you haven’t got one, consider setting up an emergency fund. Make sure it’s separate to your primary savings. It should solely be for unplanned expenses, not planned ones. Car rego, for example, wouldn’t fall into the...

financial goals for young families orange wealth
The top 7 financial goals for young families and how to set your own

Have you even seen one of those plate spinners on TV? It’s usually someone standing there furiously spinning a series of plates as each one hangs precariously on a stick, working on such a momentum as to not all come falling down. Well, sometimes life looks a bit like that. We’re all so busy trying to keep afloat while dealing with everyday stuff like work,...